The Insurance Houses Behind The Payout

At typical insurance, we are independent “non-captive” licensed agents and brokers, which means we can shop around to find the best rate for you at the dozens of insurance houses that we partner with. Ultimately, our commission is a small fraction of the contract you will have with the insurance carrier collecting your monthly payment and responsible for paying out the benefits. As agents, we have a fiduciary duty to you and your beneficiaries, which includes finding a plan that will stay affordable for the length of the term, so that your beneficiaries stay protected. The carriers we work with are internationally recognized A+ rated financial companies that have been around for decades and centuries.